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$2,750,000
282 Days On Site

16312 Cozy Cove Road
Charlotte, NC 28278

For Sale|Single Family Residence|Active
6
Beds
7
Total Baths
5
Full Baths
2
Partial Baths
6,218
SqFt
$442
/SqFt
2019
Built
Subdivision:
None
County:
Mecklenburg
Call Now: 704-301-9264
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704-301-9264
16312 Cozy Cove Road16312 Cozy Cove Road16312 Cozy Cove Road16312 Cozy Cove Road
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Mortgage Calculator

Monthly Payment (Est.)

$12,547
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless. Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas. Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today.

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Listing Snapshot
Price 
$2,750,000
Days On Site 
282 Days
Bedrooms 
6
Inside Area (SqFt) 
6,218 sqft
Total Baths 
7
Full Baths 
5
Partial Baths 
2
Lot Size 
1.01 Acres
Year Built 
2019
MLS® Number 
4321861
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 months agoPrice changed to $2,750,000
2 months agoListing updated with changes from the MLS®
9 months agoStatus changed to Active
9 months agoListing first seen on site
General Features
Attached Garage 
Yes
Garage 
Yes
Garage Spaces 
4
Levels 
One and One Half
Parking 
Garage Door OpenerGarage Faces SideGolf Cart Garage
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Above 
4793
SqFt Below 
1425
SqFt Total 
6218
Utilities 
Natural Gas Available
Water Source 
Public
Zoning 
N1C
Interior Features
Appliances 
DishwasherDisposalElectric OvenGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator
Basement 
ApartmentDaylightInterior EntryPartially FinishedStorage SpaceWalk-Out Access
Cooling 
Central AirHeat PumpMulti Units
Fireplace 
Yes
Fireplace Features 
DenGas LogGas StarterGreat RoomSee Through
Flooring 
CarpetTileWood
Heating 
CentralHeat PumpNatural Gas
Interior 
Kitchen IslandOpen FloorplanPantryWalk-In Closet(s)
Laundry Features 
Laundry ClosetLaundry RoomLower LevelMain LevelMultiple LocationsUpper Level
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Exterior Features
Construction Details 
Fiber Cement
Exterior 
DockFire PitGas Grill
Lot Features 
Waterfront
Patio And Porch 
CoveredDeckEnclosedFront PorchPorchRear PorchScreenedSide Porch
Pool Features 
HeatedIn GroundOutdoor PoolPool/Spa ComboSalt Water
Private Pool 
Yes
Roof 
Shingle
View 
Water
Waterfront 
Yes
Waterfront Features 
Lake Wylie
Waterview 
Water
Windows/Doors 
French DoorsSliding Doors
Community Features
Financing Terms Available 
CashConventional
Roads 
ConcretePaved
Schools
School District
Unknown
Elementary School
Unspecified
Middle School
Unspecified
High School
Unspecified
Listing courtesy of COMPASS [email protected]


Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {last_incremented_at}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. ©2026 Canopy MLS.

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Last checked - 2026-08-23 10:25 PM UTC

Neighborhood & Commute
Source: Walkscore
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